Listing provided courtesy of Magnolia Realty & PropertyManagement- MLS# 10615530MLS ProviderContact Information: 706-491-1403

396 Cardinal LaneToccoa, GA 30577

Single Family · 3 Beds · 2 Full Baths · 2,520 Sq. ft. | 0.33 Acres
$445,000 Active

396 Cardinal Lane Overview

Time on Site:
212 days
Visits:
10

Welcome to your Lake Hartwell retreat! This 3-bedroom, 2-bathroom lakefront home offers the perfect blend of charm, comfort, and convenience. The home features a spacious kitchen with granite countertops, stainless steel appliances, and a large island, all filled with natural light streaming through the numerous windows. The primary bedroom is located on the main level and includes a cozy sitting area that can be used as an office, nursery, art studio, or powder room. With plenty of space for a large dining table, entertaining is effortless both inside and out. Step onto the expansive deck or relax on the covered porch while enjoying beautiful lake views. Outside, you'll find a two-car carport and an outbuilding that complements the home's exterior, perfect for storage of household items, lawn equipment, or lake toys. The covered slip dock provides direct lake access, while the neighborhood amenities include a private paved boat launch, community dock, clubhouse, swimming pool, tennis court, and open green space. With recent updates including a 7-year-old roof and newer HVAC and hot water heater (approx. 2 years old), this home is move-in ready. Whether you're looking for a weekend getaway or a full-time residence, this property offers everything you need to enjoy the best of Lake Hartwell living.

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396 Cardinal Lane Facts & Features

  • Type Single Family
  • Sq. ft. 2,520
  • Price/Sq.ft. $177
  • Lot 0.33 Acres

Details

General

Association/HOA

  • Association Fee: 200
  • Association Fee Includes: Insurance, Maintenance Grounds, Swimming, Tennis
  • Association: Yes

School Information

  • Elementary School: Other
  • Middle Or Junior School: Stephens
  • High School: Stephens

Building Information

  • New Construction: No
  • Year Built: 1987

Location/Region

  • Country: US
  • County Or Parish: Stephens
  • Subdivision Name: Shorewood Estates

Building Exterior/Construction

  • Total Number Of Slips: 1

Community/Development

  • Community Features: Clubhouse, Lake, Pool, Shared Dock, Tennis Court(s)

Rent/Lease Information

  • Land Lease: No

Tax Information

  • Tax Annual Amount: 3427.8
  • Tax Year: 24

General Information

  • Parcel Number: 057E 153
  • Property Condition: Resale
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage: No

Beds/Baths

  • Bathrooms Full Lower: 1
  • Bathrooms Half Lower: 0
  • Bedrooms Lower: 2
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 3
  • Bathrooms Total Decimal: 2

Building Interior

  • Above Grade Finished Area: 1520
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 1000
  • Below Grade Finished Area Units: Square Feet
  • Building Area Source: Public Records
  • Building Area Total: 2520
  • Building Area Units: Square Feet

General Information

  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)
  • Basement: Daylight, Finished
  • Fireplace: No
  • Fireplaces Total: 0
  • Flooring: Carpet, Tile
  • Interior Features: Master On Main Level, Tile Bath
  • Laundry Features: In Basement
  • Levels: Two
  • Living Area: 2520
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Security Features: Security System

Exterior

Parking Information

  • Parking Features: Carport

Lot Information

  • Frontage Type: Lakefront
  • Lot Features: Sloped
  • Lot Size Acres: 0.33
  • Lot Size Area: 14374.8
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 14374.8
  • Lot Size Units: Square Feet
  • Water Source: Public

Waterfront/View

  • Water Body Name: Lake Hartwell
  • Waterfront Features: Corps of Engineers Control, Deep Water Access, Floating Dock, Lake, Lake Privileges
  • Waterfront: Yes

Building Exterior/Construction

  • Architectural Style: Other
  • Attached Garage: No
  • Construction Materials: Other, Wood Siding
  • Patio And Porch Features: Deck, Screened
  • Roof: Other
  • Structure Type: House

General Information

  • Carport: Yes
  • Exterior Features: Dock
  • Other Structures: Outbuilding
  • Sewer: Septic Tank
  • Utilities: Other
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396 Cardinal Lane Neighborhood

Community

30577 (TOCCOA) Demographics

39
Median Age
135
Population Density (per sq. mile)
24%
College Educated
$44,938
Estimated Median Income
5,908
Estimated Total Home Owners
2,447
Estimated Total Renters
71% / 29%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

396 Cardinal Lane Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

396 Cardinal Lane Market Data

Based on the last 30 days in this zip code

$406,482
Average List Price
$207
Average Price per Square Foot
25
Properties Sold
85
Average Days on Market
205
Properties for Sale
Calculations provided by Reliance Network

396 Cardinal Lane History

Date Event Value Agent
1/28/2026Source: Georgia MLS Status Change
Active
1/26/2026Source: Georgia MLS Status Change
Back On Market
11/26/2025Source: Georgia MLS Status Change
Under Contract
10/13/2025Source: Georgia MLS Status Change
Active
9/30/2025Source: Georgia MLS Added to Database
September 30, 2025
12/14/2022Source: FMLS Added to Database
December 14, 2022
Jana Waycaster
Listing Agent